now, at a press conference today san francisco city attorney dennis herrera said check and go skirted california law by preying on the most economically vulnerable and charging interest rates as high as 400%. >> they partnered with an out- of-state bank to essentially say that we are no longer subject to the limits of 36% apr that's set in california law so as part of the settlement that we have negotiated with them they have agreed to abide by california's limits. they have discontinued that relationship with the out of state bank. and they also have established this settlement fund. >> reporter: now, to qualify for a refund you must have taken out a four-month installment loan through one of three affiliated websites between november 2006 and june 2008. you now have 90 days to file a claim. >>> and as we round out the year we have a few recalls to remind you of. first up, the nap nanny. recently sued by the government following the death of five infants, the cpsc says its makers are unable or unwilling to issue a recall. so major retailers have now voluntarily recalled the product i